School holidays and the summer is drawing to a close and for many it is an expensive time of year. The constant entertaining of the children with day trips and spending money soon adds up and before you know it the bank of mum and dad is looking a little poorly. It is often the time of year when parents pay out for new school shoes and uniform too making the money need to stretch further. Personally our food bill also goes up in the summer holidays as the children snack and graze all day long. I have three children and school shoes alone reach into triple figures, especially when number one son hasthe biggest growth spurt known to puberty and changes 3 shoe sizes in six months read my parenting fail here!
I have written before about why you should have three months savings put away but that is the aim and not always possible. At times we may find ourselves caught short and needing a short term loan that allows us to move on. Having a short term loan at the end of the summer that can be paid off in full when the next pay check comes in means that the fun and games with the family can carry on right up until the school gates open in September. Short term loans are often an affordable way to enable parents to make sensible decisions as they are quickly paid back and ensure that September can get off to a positive start. Vivus loans give customers the control back. The process is apply, get approved, get the cash and pay it back in one payment. It can buy you some time when there is that unexpected bump in the road that disrupts daily life.
You can apply online and providing you meet the computer generated algorithm the money will quickly be in your hands. Vivus are transparent in their pricing and talk in language we can all understand. They are flexible for their customers which even includes a few days grace if you inadvertently miss the payment. They understand that things happen and only charge a late fee if you miss the repayment by five days or more.
When you might need a short term Vivus loan
- To buy the school uniform and supplies ready for everyone to look smart and sparkly for the school year.
- January is always a long month after the excess of December work parties and present buying.
- When a household appliance falls apart expectantly – I couldn’t live without my fridge freezer or washing machine for example.
- New job and need transport to get there or a new suit to look the part.
All of these are times when I can imagine needing a fast short term bit of help that enables you to carry on with your life. This is not a paper of the cracks approach but an option for those that just have the occasional blip and they don’t have the resources