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First Time Investor: Are you looking to create a passive income?

April 17, 2018 by EmmaB 1 Comment

How much time do you spend managing your savings? I am guilty of ignoring them and just letting things grow in my current account.  Yet I am aware that this does not 'grow' my wealth in the slightest. Many of us dream of a passive income and making money with little effort. A number of us have the ability to do just this but put it off for many reasons. Well enough is enough and I am planning to take control by becoming a first-time … [Read more...]

Filed Under: Making Money, Personal Finance

Use SunLife to Unlock the Potential of Your Home

April 9, 2018 by EmmaB Leave a Comment

Your home is your castle or so the saying goes.  For most of us, it is the place that holds the majority of our wealth and whilst this is great and demonstrates that buying property is a sound investment it does bring with it some considerations.  For example, can our homes provide us with an income or provide disposable cash in later years? Using an equity release calculator allows you to see just what cash could get back from your … [Read more...]

Filed Under: Making Money, Personal Finance

ARE YOU ALREADY PLANNING FOR YOUR CHILD’S UNIVERSITY FUTURE?

March 5, 2018 by EmmaB 7 Comments

Have you got a dedicated University funds account?  Are you regularly putting money away for your children’s education? I didn’t for Chloe, but I wish someone had told me to do so ten years ago. I won’t be making the same mistake for Dylan and Erin. Student loans were a thing when I was at University, the maintenance grant was being phased out, but tuition fees were not a thing. As a result, I left with about 5K worth of debt.  Today’s … [Read more...]

Filed Under: Family Life, Personal Finance

Take the Btox Challenge with You and B to Save Money Today

January 16, 2018 by EmmaB Leave a Comment

Money is the number 1 stress factor that people carry into a New Year.  Not surprising really after a month of heavy spending. Until last week though, I was not aware money is the number 1 reason people get divorced. This highlights just how important it is that we get our personal finances in order. I recently went to the launch of the BTox Challenge with You and B. B is a new way of banking and I was pretty impressed. I headed to their … [Read more...]

Filed Under: Personal Finance, Saving Tips

Why We Need to be Teaching Money and Budgeting Skills to Students Now

October 24, 2017 by EmmaB Leave a Comment

Education pays.  On average graduates will earn more than £4000 per year more than there non professional salaried friends.  What's more is that the earning gap will continue to grow as graduates accelerate up the career and earnings ladder.  The highest paying jobs go to bankers and brokers which is no surprise to many. Other high paying jobs were announced after the ONS published the annual findings and this included pilots and medical … [Read more...]

Filed Under: Personal Finance

Smart ways to save serious money on car repairs

October 12, 2017 by EmmaB Leave a Comment

Cars are a significant investment. No matter how hard it may seem, purchasing a car is the easy part, whether you take on a lease or buy the unit brand new with the help of bad credit car finance, this is just the first of many payments you are going to make during your vehicle’s life. The most challenging part of owning the vehicle is the costs you have to pay for its repairs and insurance. Luckily, there is a way for car owners to easily … [Read more...]

Filed Under: Personal Finance

A Monthly Bill Tracker Can Save Time and Money Easily

October 5, 2017 by EmmaB Leave a Comment

Life is pretty busy, we live on a fast paced treadmill. Many of us are juggling work, childcare and managing the home. Sometimes those balls get dropped. For many of us we are most likely to lose control of managing our finances. I don't mean getting into debt or running short, but how many of us are on top of bills, changing energy supliers and knowing just what direct debits are going out and when. If you feel like you have lost control or want … [Read more...]

Filed Under: Personal Finance

Weekend Jobs for Teens: What jobs can they do and where to find the jobs

September 25, 2017 by EmmaB 4 Comments

Teengers like to have their own money and there are so many benefits to earning at this age.  It teaches young people budgeting skills before they really need to learn how to manage.  It is the time to learn how to be responsible with money. It teaches them the value of money and also the value of hard work.  Therefore I am a huge supporter of weekend jobs for teens. However it can be hard finding suitable weekend jobs especially if you play … [Read more...]

Filed Under: Personal Finance

How to Claim PPI Now Before the Upcoming Deadline

September 15, 2017 by EmmaB Leave a Comment

Have you heard about the PPI deadline? If you’ve seen any adverts with Arnold Swarchenegger's head shouting at people to “do it now”, then you likely have heard about the deadline. The “do it now” refers to making up your mind if you’re going to claim PPI. For over seven years, the banks have been paying customers back for misselling PPI. The Financial Conduct Authority (FCA) has decided to put a deadline in place to ensure that all PPI … [Read more...]

Filed Under: Personal Finance

How to Obtain Cheap Smartphone Insurance

August 23, 2017 by EmmaB Leave a Comment

Insuring a mobile phone can be one of the most financially sound choices that you will ever make. Not only will a policy provide you with peace of mind, but you can rest assured that you are covered if the unit is lost or damaged. However, not everyone can afford comprehensive policies. If you are on a tight budget, how can you find a sound policy that will not place you in financial jeopardy? We will take a look at four suggestions … [Read more...]

Filed Under: Personal Finance

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EmmaBBlogger, teacher and more importantly mummy to 3. Committed to raising awareness of DDH Developmental Dysplasia of Hip. Finalist in the The Mad blog awards 2014 Read More…

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Recent Posts

  • FIVE FABULOUSLY FRUGAL THINGS I’VE DONE LINKY
  • How to Be a More Conscientious Traveller this Year
  • First Time Investor: Are you looking to create a passive income?
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  • ALDI’ BABY EVENT IS BACK WITH AMAZING DEALS INCLUDING THE ACCENT ROCKING CHAIR
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  • Use SunLife to Unlock the Potential of Your Home
  • FIVE FABULOUSLY FRUGAL THINGS I’VE DONE THIS WEEK LINKY
  • Kindness Rocks in Your Local Community: Get Involved

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