Have you ever thought about investing? Whether you want to boost your income or save money for a particular goal, there are lots of reasons to give investing a try. While all investing comes with some amount of risk, the returns you can see from the right investment can massively outweigh these risks and bring you the type of financial stability you’ve always dreamed of. So how do you decide which investment route to take, and what should you … [Read more...]
Five Fabulously Frugal Things I’ve Done Linky
We are at the half term point of the year and boy, my daughter is in need of a break. We have had an emotional week and I can see just how tired she is. We are heading to London for a break and I still haven't actually decided a plan of action when we are there but I do want to take Erin to the Lego shop which will be a real treat for her! Half term generally is an expensive time for families it often involves days out and treats galore! There … [Read more...]
Find My Child Trust Fund: Parents of Teenagers MUST Read This Up To £1000 Could Be Waiting For You
Child Trust Funds have been in the back of my mind because Dylan was born in 2004 and they were launched in 2002. I remember lots of press about them at the time and they were hailed as a hero product where all children would receive £250 that was increased to £500 for lower income families (36% of children fell into this group). Now that the first of these teenagers is turning 16 many of us are thinking where can I find my child trust fund. … [Read more...]
6 Questions You Should Ask Yourself Before Moving Abroad
As globalisation gathers pace, an increasing number of people are choosing to live and work abroad. Aspiring migrants from prosperous Western countries frequently opt to live in a foreign country in order to: Experience a new culture and improve their cultural know-how and awareness Meet new people from a different ethnic/cultural/social background Stretch their savings for travel or retirement Volunteer with a charity: Teaching … [Read more...]
Finding the Right Childcare when on a Budget
As a parent, one of the biggest monthly costs behind rent or a mortgage is often childcare. It is a topic that comes up time and time again in Facebook parenting groups and also discussions with friends as the cost of nursery or childminder costs are questioned and debated. For many the cost of childcare is weighed against the potential earnings of the parent and paid work doesn't always seem worth it after childminder costs. There are a … [Read more...]
5 Easy Ways to Organise your Home
An organised home is a goal we all want to achieve. Sometimes we are able to achieve this goal. While on some days it looks like a distant goal. Home organisation is a continuous process. You have to devote some time to it each day or every alternate day. To make your home organisation routine simpler, here are some actionable tips: DEDICATE ONE WEEK TO ONE TASK: One approach to home organisation is to divide your home organisation … [Read more...]
How to Save Money on Laundry
Most families never stop to consider the cost of having clean clothes. Aside from the cost of water, detergent and power; there is also the wear and tear on your washer and dryer. Combine that with the cost of wear and tear on your clothing. These forgotten about costs can really damage a family budget if you are not careful. Before you know it, you’re spending hundreds more on laundry each year than you really need to be. Taking the time to … [Read more...]
Everday Money Saving Tips for You and Me
Disclaimer: Ad Saving money is hard, and cutting back on spending is often harder. But having money saved for emergencies, such as job loss or extended illness, is essential to avoid living in debt. The suggestions below can help everyone cut back on daily expenses and save hundreds or thousands of pounds per year, easily! Bring Lunch to Work Bringing lunch from home rather than eating out is an easy way to save money. Someone … [Read more...]
Tips for Budgeting on an Irregular Income
People are always talking about how to budget on a fixed income. The truth is a fixed income is easier to budget because you know what is coming when. For families on an irregular income, budgeting can be even more difficult. Not knowing what you will have one month to the next means you have to get creative to budget an irregular income. Don't try to skip budgeting because of it being more difficult. The longer you go without budgeting the … [Read more...]
Five Fabulously Frugal Things I’ve Done Linky
Are you snowed in? My children were hoping for a snow day but we seem to have avoided the worst of the weather and it is business as normal here which I was pleased about as the Boots 70% sale finally started today. I will be doing a vlog later today on my bargains but for now I'll give you a sneak peek at my haul in a photo form! Five Fabulously Frugal Things Boots - well they kept us waiting this year and only reduced today which … [Read more...]
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