Money is almost certainly one of the main causes of anxiety for pretty much all of us at some time or another. One of the serious moments of financial stress that a lot of us have to deal with is the moment where you have to make some kind of significant purchase that has the potential to put a serious dent in your bank balance. It's the sort of thing that can leave a lot of people wanting to hide their heads in the sand and ignore. However, … [Read more...]
Six Ways To Curb Emotional Spending
Many people who struggle with emotional spending are not aware of it. But if you frequently buy things to make yourself feel better (and sometimes end up feeling worse) you may be using shopping as an escape from life’s natural ups and downs. Emotional spending can get you into real financial trouble, but even if your bank balance is managing to hang in, your emotional spending habits are likely to have a detrimental effect on your quality of … [Read more...]
Five Fabulously Frugal Things I’ve Done Linky
Well the British weather is letting us down somewhat this week. I really want to be wearing my summer clothes and to be ditching the jeans. Last night I went to a wonderful Garden Party at the stunning Tortworth Court Hotel but had to have a last minute change of outfit! The evening was beautiful and I had a lovely time. This weather has left me daydreaming about our recent Perdepera Beach Resort trip to Sardinia which was blissful. I have … [Read more...]
Budget-Friendly Wedding (It Doesn’t Need To Be An Oxymoron) 100%
The cost of the average UK wedding is now in excess of £30k. So, anybody planning to tie the knot in 2019 or beyond will be keen to find budget-friendly solutions. Then again, you’ll want to achieve this without compromising on the enjoyment or style. It may seem like an uphill battle, especially when trying to secure your family’s future, but it’s possible to get it right. Here are five simple trades that will lead you to a financially … [Read more...]
4 Ways to Secure Your Family’s Financial Future
Securing the financial future of you and your family will ensure the wellbeing of generations to come. With these proven tips, learn how you and your family can achieve financial independence. Start a forced savings plan If you’ve struggled with the concept of putting aside funds, a forced savings plan may be just the ticket. A forced savings plan deducts a portion of your salary every month and deposits it into a separate savings … [Read more...]
Five Fabulously Frugal Things I’ve Done Linky
We have finally reached half term again and it is also a Bank Holiday weekend which means that many will be looking forward to a long weekend. The sun will hopefully shine and put everyone in a lovely mood! My eldest is coming home from University for the summer which means I have my little family all under one roof again. I have still managed to be frugal this week and make some savings where I can. Five Fabulously Frugal Thing's I've Done … [Read more...]
The Things You Need And The Money To Buy Them
Having a family is one of the most wonderful things in the world, but sometimes affording everything can seem like one of the biggest challenges that you are ever going to face. It doesn’t matter what these things are because no matter what it is, you need to be able to try and find the money somewhere. In this article, you are going to see some of the examples of things that you are going to need for your family, but that are not always easy to … [Read more...]
It Pays to Talk: Opening Up About Your Finances Could Benefit More Than Your Bank Balance
Today I am sharing a guest post from Octopus Wealth - it seems that us Brits are still shy when it comes to talking money. Britain’s biggest taboo — politics? Religion? Sex? Or...money? Most of us have been brought up in a culture where mum’s the word when it comes to money. We keep our finances to ourselves, we avoid discussing our salaries at all costs, and we wouldn’t dare ask someone else how much they earned. That would just be … [Read more...]
How to Begin Moving Closer to Your Dream Career, without Spending A Lot Of Money
Image via Pixabay As kids, we all have lofty and enthusiastic dreams about the careers we will one day have – even though those dreams may be a little bit more fantastical than reality can offer at the time being. (There aren't many openings in the field of "flying around and having laser eyes" for example.) Somewhere down the line, though, many – and perhaps most – of us find ourselves doing work that doesn't fulfil us, and that we would … [Read more...]
5 Easy Ways To Save Money Without Conventional Savings
It is far easier to spend all of your monthly income without considering how much you should be saving for future expenses. In fact, research has found that one third of UK adults have never thought about cutting back their spending and adding more into their savings. Fortunately, there are some simple ways of putting money away for a rainy day! Here are five great ways you can save money without using a traditional savings account. Do A … [Read more...]
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