Saving money is something that should concern just about everybody. Why? Becoming more frugal allows you to live a more satisfactory lifestyle. Why spend more than you need to on an item, when you can find it 50% cheaper elsewhere? The money you save on your purchases can go towards holidays for your family, investments, business ideas, and even straight in your high-interest savings account.
With this in mind, read on to find a few saving money tricks you’ll wish you knew years ago. They really work!
Do Your Supermarket Shop Wisely
Your supermarket shop can take up a huge portion of your budget if you’re not careful. Never go to the supermarket hungry, as you will pick up more than you need and spend way more than you intended. Don’t take your kids, either, as they’ll likely convince you to buy things you didn’t want to get either.
Avoid the aisles you don’t need, take a list and make sure you stick to it. You can even do it online from now on. You can simply add the things you want straight to your basket, do it faster, and get it delivered right to your door without being tempted by any of the treats and offers. You can see how much it’s going to cost before you get to the check out and find it’s too late to turn back, too!
Cashback sites are abundant these days, so find a few with great reviews and remember to use them whenever you are going to make a purchase. You can get cashback on holidays, clothes, electricals, and more. In some cases it may be a matter of 1%, but that still adds up. You can find yourself with a nice chunk of money to withdraw after a few months.
Compare Utility Prices And Swap Suppliers
Every year, make sure you compare utility prices and swap suppliers if it means getting a better deal. Money pug is great to compare energy, so you can quickly and easily see if you could be getting a better deal elsewhere. If you don’t do this every year, you could be wasting so much money on your household bills.
Commit To Saving A Specific Note Or Coin
Pick a note or coin and commit to saving it no matter what. If you’re given that note or coin in your change, put it straight in your money box! Don’t touch the box until it’s full.
Round Off Every Purchase
For every purchases you make, round it off and save the difference. You could even use an app that will put your savings into investments and accumulate over time.
Set Up A Direct Debit
If you’re rubbish at remembering to save, set up a direct debit so you don’t even have to think about it.
Always Look For A Discount Code
Whatever you’re going to buy, always look for a discount code. You could even download the Honey app, which will automatically search for codes and apply them at the check out process.