Each month I share what has popped through my letterbox in the guise of samples, magazine freebies and little things to review. Last month it was over at Emma and 3 but this month it is mostly samples so it is better suited here! I want to try and find some new make-up and therefore it was good to get a few foundation samples but I fancy having a proper make over. Now that a big birthday is next month I think that it is time for a refresh and … [Read more...]
How self employed people can beat the strain quiet times can put on your finances
Being self-employed has its benefits: you’re your own boss; you can choose the work you want to do and the people you work with. But it does have its downfalls – you’re not on a payroll and keeping a steady flow of money coming in during quieter times can be tricky. Russell Thomas is a UK freelancer in website and new media development for national companies, with 17 years’ experience under his belt in managing his cash flow. He says there are … [Read more...]
Seven Ways to Make Money when Things are Financially Tough
There are times when outings and incoming do not quite match up and then it pays to be creative. Many of us have ways that we can make some quick money in times of need and below are a seven ways to make money when things are financially tough to get you started if you have lost the way a bit. Facebook selling sites are great as there is no additional postage costs. You simply upload your items and add a photo and then set your … [Read more...]
Keep your finances fighting fit through February and beyond…
So, January’s almost at an end. Phew, I hear you sigh, but hang on… Just because the month is over, it doesn’t mean it’s time to throw all of your good intentions out of the window. The pay cheque may have arrived and you’re sorting out the Christmas debts, but just think; a few good habits now could have your finances fighting fit all year through. And when your finances are strong, you can afford to treat yourself. Just a few simple changes to … [Read more...]
Credit scores: Easy fixes to get your house in order
For many of us in the UK, our dependence on debt is rather varied, but with recent figures showing that household debt has moved up to £40 billion, it’s fair to say that few of us are lucky enough to avoid it entirely in our lifetimes. But whether you’re looking at getting a mortgage, a loan or even just a credit card, one thing that is so crucial is your credit rating. So what does this important, and seemingly unquantifiable, score entail … [Read more...]
Bargain Shopping Haul – my picks from January
For many January is a bleak month, the month after the festive season, it is cold and wet and not much happening. Yet for me it is one of my favourite shopping months. January is the month I stock up. Many enjoy the rush of the Jan sales but I wait - I hold off until the middle and end of the month when the sales hit 70% off. Here are my favourite sale picks from January Erin loves clothes and I like clothes that not all her friends are … [Read more...]
Surviving January
January is the time for optimism. It is a time to make new habits, break the old ones and generally change the things that you don't like. Clearly you can do this at any time of the year but January is as good a time as any and many feel invigorated at this time of the year to make plans and have a renewed energy to change the things that need attention. For me this year is going to be about personal growth. I want to shake the way that I … [Read more...]
How we changed our families life for the better – one year on.
Deciding to change your career and your life is never an easy move and much thought goes into the process along the way. When I started teaching I thought I would stay in the classroom for my whole working life. As a family though we were exhausted, we needed to make some changes and I wanted to give the children more attention. The early starts and long days were leaving Erin battered with chest infections and illness. We knew we needed an … [Read more...]
Making money from toys
Turning your skills into money. Over the past few years I have had a huge career change from Head of Department teaching Sociology to freelance writer and editor. Never before have I felt that I can be there for my children and also make money. As a University student in 1998 the internet was all new to me, email was alien and my first mobile phone did not text. This all seems alien to my own children and it is amazing just how fast this all … [Read more...]
Simple ways to save time and money
Now that we're deep into the run-up to the slightly stressful and decidedly expensive time of year that is Christmas, I thought it was the perfect time to have think about some of the ways in which we can all save a few pennies through some basic lifestyle choices – or 'life-hacks'. This is because, more often then not, it's our daily habits that can add up over the course of the year to really ramp up the bills. So why not try some … [Read more...]
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